Top Reserve Study Companies in Florida for HOAs and Associations
Ensure your HOA's financial health with PropFusion's expert reserve studies. Prepare for major repairs and avoid unexpected assessments in your community.


Certified Reserve Study Providers in Florida
Florida HOA Reserve Fund & SIRS Requirements (2025 Guide)
Florida requires condo associations to conduct Structural Integrity Reserve Studies (SIRS), but HOAs aren’t legally required to do reserve studies unless their documents say so. This guide explains both laws and how to stay compliant.
Are reserve studies required in --?
In Florida, reserve studies are not required for HOAs, but if they maintain reserve accounts, they must follow specific rules under Chapter 720. Condos and co-ops in buildings three stories or higher must conduct a Structural Integrity Reserve Study (SIRS) to fund key structural repairs, with mandatory funding starting January 1, 2025.
-- reserve study update frequency
Florida law doesn’t set a frequency for reserve studies, but it’s recommended every 3–5 years. However, Structural Integrity Reserve Studies (SIRS) for condos must be done every 10 years to assess key structural components.
PropFusion connects you with a vetted network of Reserve Study experts across Florida, ensuring best industry standards.

Understanding Reserve Studies for Florida HOAs
Reserve studies are essential for maintaining the financial health of HOAs in Florida, ensuring your community is prepared for major repairs without unexpected assessments. PropFusion simplifies the process, helping Florida associations plan effectively.
How it works
Fill in Your Details & Request Proposals
Enter your association's information and instantly request proposals.

Receive Proposals & Order Your Study
Get multiple proposals from top Professionals and select the best fit.

Receive & Explore Your Reserve Study Online
View your online study, create scenarios, and generate reports.

Our Trusted Network of Reserve Study Professionals
PropFusion connects you with a vetted network of Reserve Study experts across the state, ensuring top industry standards in expertise, compliance, and reliability. Whether updating or starting a reserve study, our network supports your community’s unique needs.
- Certified Expertise: All professionals in our network are fully certified and bring years of experience to ensure accuracy and compliance.
- Reliable Proposals: Receive competitive proposals tailored to your association’s requirements, ensuring you get the best value.
- Ongoing Support: Our professionals don’t just deliver a report—they offer ongoing insights to help you make informed decisions.

PropFusion Took the Stress Out of Budgeting
Budgeting used to be a headache, but not anymore. PropFusion’s tools are simple to use, and their pro gave us a solid reserve study to base everything on. Now we’re confident in our planning.

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Frequently Asked Questions
What is the Structural Integrity Reserve Study (SIRS) in Florida?
The SIRS is a mandatory reserve study in Florida focused on evaluating the structural integrity and safety of shared components in condominium buildings, such as roofs, foundations, and load-bearing systems.
How often do we need to update our reserve study in Florida?
Florida law requires reserve studies to be reviewed annually and fully updated at least every three years, including compliance with SIRS for condominiums.
How does PropFusion help Florida communities with compliance?
PropFusion’s software provides automated reminders, compliance tracking, and funding plans tailored to Florida’s legal requirements, including SIRS.
What features does PropFusion’s software offer for Florida HOAs?
PropFusion includes dashboards, compliance tools, SIRS tracking, financial projections, and reporting features designed to simplify reserve study management for Florida communities.
Who is required to conduct reserve studies in Florida?
Reserve studies in Florida must be conducted by certified professionals with expertise in Structural Integrity Reserve Studies and HOA financial planning.
Take Control of Your Association’s Future
