Reserve Study Companies in Georgia
Compare vetted reserve study firms that serve Georgia’s HOAs and condominiums. Get multiple proposals for your next reserve study without spending weeks calling individual providers.
Reserve study companies for Georgia communities
Georgia communities range from dense Atlanta condos and townhomes to large master-planned HOAs around the metro area and coastal properties near Savannah and the Golden Isles. Boards here face heat, humidity, heavy rain, and rapid growth—conditions that accelerate wear on roofs, pavement, siding, and mechanical systems.
- Our Georgia partners serve:
- Condominium associations
- Planned HOAs and townhome communities
- Mixed-use and urban communities
- Coastal and resort communities
- Age-restricted and lifestyle communities
Georgia reserve study requirements in plain language
Georgia is a “no mandate” state for reserve studies. There is no statute that forces HOAs or condominium associations to commission a reserve study on a fixed schedule, and no minimum reserve funding formula written into law. Reserve studies and funding levels are driven by best practices, lender expectations, and your own governing documents—not by a specific state statute.
No statewide requirement for reserve studies
Georgia has not adopted any statute that specifically requires HOAs or condo associations to perform reserve studies. Whether you must have one may depend on your declaration, bylaws, or management company standards.
No statutory minimum for reserve funding
There is no law that dictates what percentage of the budget must go to reserves or that reserves be “fully funded” by a specific definition. Many associations still target 10–20% of the annual budget for reserves based on industry guidance and reserve study recommendations.
Condominium disclosures still matter
For condominiums, resale disclosure statements and budgets are expected to show reserve information (or clearly state if reserves are not funded), so buyers and lenders can assess risk.
Best practice: full study every 3–5 years
Georgia-focused providers and national firms recommend a full reserve study every 3–5 years with lighter financial updates in between, so boards are not budgeting off stale numbers.
Types of reserve studies Georgia companies provide
Level 1 – Full reserve study
A complete physical and financial analysis: on-site inspection, component inventory, remaining useful life, and a 20–30 year funding plan.
Level 2 – Update with site visit
A refresh of your existing reserve study with a new inspection, updated costs, and revised funding recommendations.
Level 3 – Update without site visit
A financial update that uses your prior study and updated financial data to adjust funding paths between full site inspections.
Special-purpose studies
Focused analyses of specific systems—such as roofs, façades, parking decks, pools, or stormwater systems—when the board needs clarity in one area without redoing the entire study.
Georgia coverage – from Metro Atlanta to the coast
When you request proposals, we match you with firms that already work in your region and understand your building types and local cost environment.
- Typical areas covered include:
- Metro Atlanta: Atlanta, Sandy Springs, Roswell, Alpharetta, Marietta, Decatur, and surrounding suburbs
- Central & East Georgia: Athens, Augusta, Macon, and nearby communities
- South & West Georgia: Columbus, Warner Robins, and regional HOAs and condos
When Georgia associations typically hire a reserve study company
Boards in Georgia tend to bring in reserve study firms when:
Budget season exposes guesswork
The board is tired of plugging in a reserve line based on habit or a rough rule of thumb and wants a defensible number backed by a professional analysis.
Major projects are looming
Roofs, siding, parking lots, elevators, pools, or clubhouses are visibly aging and the board wants to avoid back-to-back special assessments or emergency loans.
Lenders or buyers start asking questions
Particularly in condos and denser communities, lenders and buyers increasingly ask for evidence that reserves are being planned using a formal study, even if Georgia law does not require it.
There has been a recent special assessment
A large assessment has highlighted the lack of long-term planning, and leadership needs a clear path forward that spreads costs more fairly over time.
New management or board leadership takes over
A new manager or board inherits incomplete records and wants a clean, independent baseline instead of relying on outdated spreadsheets or informal estimates.
What a Georgia reserve study company delivers
While formats differ by firm, reserve study companies serving Georgia typically provide:
On-site inspection of major components
Visual review of roofs, waterproofing, structure, exterior finishes, pavement, mechanical systems, amenities, and other shared components.
Component inventory & useful life estimates
A detailed list of common-area components, quantities, remaining useful life, and estimated replacement/repair costs.
30-year funding plan
Year-by-year projections showing recommended reserve contributions, projected expenses, and forecast reserve balances, so you can see the impact of different dues levels over time.
SIRS-specific schedule (where required)
For applicable condos/co-ops, a separate Structural Integrity Reserve Study section that maps out required funding for structural components.
Board-ready PDF report
A report you can attach to budgets, share with owners, and provide to lenders or insurers.
Optional: working file / spreadsheet
Many firms also provide a working spreadsheet you can reference between formal updates.
Online reserve planning workspace
Alongside the PDF report, your reserve study is loaded into an online dashboard where your board can test what-if funding scenarios, see upcoming investment opportunities, and manage capital projects over time.
Compare multiple reserve study companies in Georgia with one request
Share your community details
Tell us about your association’s location, property type, number of units, and any upcoming projects or concerns.
We match you with vetted firms
We route your request to reserve study companies that actively work in your state and fit your size and building type.
Compare proposals side by side
You receive multiple proposals outlining scope, pricing, and timelines so you can compare options without chasing firms yourself.
Hire your preferred provider
You choose the company you want to work with. They perform the study and deliver the report. You keep full ownership of the results and can use them with any budgeting tools or processes you prefer.
What Georgia boards say
“Our reserves were clearly underfunded, but nobody could agree on how much to raise dues. The proposals we received through PropFusion explained the numbers in simple terms and gave us a 30 year plan that owners actually supported.”
“Within a week we had three Georgia based proposals on our desk, all clearly scoped and easy to compare. It turned a confusing process into a straightforward board decision.”
Georgia HOAs and condos have requested proposals through our marketplace.
Vetted reserve study professionals covering communities across Georgia
“Instead of cold calling firms around Atlanta, we submitted one brief and got competitive bids from companies that already knew our type of community.”
“Getting multiple Georgia proposals in one place helped us compare not just price but assumptions, timelines, and support after the study. It gave our board confidence that we picked the right partner.”
Frequently asked questions
Are reserve studies legally required in Georgia?
No. Georgia has no statute that mandates reserve studies for HOAs or condominium associations. Whether your community must have a study is determined by your governing documents and, in practice, by what your manager, lenders, and buyers expect.
If they aren’t required, why do so many Georgia communities get reserve studies?
Because the law doesn’t protect you from underfunding. A reserve study is the only structured way to connect your actual physical components and their remaining life to a funding plan. Communities without a study are more likely to rely on special assessments, loans, or last-minute dues increases when big projects hit.
How often should an HOA or condo in Georgia update its reserve study?
Most Georgia-focused providers and national guidelines suggest a full study every 3–5 years, with lighter financial updates in between—especially after major projects or big swings in construction costs.
How much does a reserve study cost in Georgia?
Typical full reserve studies in Georgia run from roughly $2,000 to $8,000+, depending on community size, number of components, and scope. Larger, amenity-rich or high-rise communities will be higher; small, simpler HOAs will be lower. Getting multiple proposals for the same scope is the most reliable way to benchmark pricing for your specific community.
Can we use an out-of-state provider, or should we stick with Georgia-based firms?
You can technically use either, but many associations prefer providers who regularly work in Georgia because they better understand local climate impacts, construction types, and contractor pricing. Out-of-state firms that serve the region can still be a good fit if they demonstrate strong experience with similar properties and can provide Georgia-specific references.
Get proposals from reserve study companies in Georgia
If your board is planning big projects, worried about reserves, or simply wants a clear long-term funding plan, this is the time to bring in a professional reserve study company.
