NATIONWIDE RESERVE STUDY COMPANY
Professional Reserve Studies in All 50 States
PropFusion delivers expert reserve studies for HOAs, condos, and community associations — from site inspection to 30-year funding plan. Level 1, Level 2, Level 3, and SIRS studies backed by certified analysts and modern technology.
Why communities choose PropFusion
Accurate, defensible reports
Every PropFusion reserve study includes a detailed component inventory, condition assessment, and 30-year funding plan — built to meet state requirements and stand up to owner scrutiny.
Transparent, fixed pricing
No hidden fees or surprise add-ons. You'll receive a clear proposal with defined scope, pricing, and timeline before any work begins.
State-specific expertise
Our analysts understand your state's reserve study laws, local climate factors, and regional construction costs — so your study reflects reality, not generic assumptions.
Built for board confidence
Clear reports, plain-language summaries, and presentation-ready materials that help your board explain funding decisions to homeowners.
Reserve Studies by State
Reserve study requirements and costs vary by state. Select your state to learn about local laws, typical pricing, and how PropFusion serves communities in your area.
How your reserve study works
Reserve study requirements, construction types, and costs vary state by state. Here's what to expect when you work with PropFusion.
Tell us about your community
Share your property type, location, number of units, and whether you need a full study, update, or (in some states) SIRS.
We scope your study
Based on your community's size, building type, and state requirements, we define the right study level and assign a qualified analyst.
Site inspection & analysis
Your analyst inspects the property, inventories major components, assesses conditions, and builds a detailed cost and timeline model.
Report delivery & support
You receive a complete reserve study report with 30-year funding projections, component schedules, and board-ready summaries. We're available for questions after delivery.
Built for boards, managers, and professionals
HOA & condo boards
Boards that need a clear, defensible reserve study to set accurate dues, avoid special assessments, and demonstrate fiduciary responsibility to homeowners.
Community & association managers
Portfolio and onsite managers who need a reliable reserve study partner across multiple communities and states — one provider, consistent quality.
Developers & reserve professionals
Developers planning turnover studies and professionals who need a technology-forward partner for large-scale or multi-property reserve study projects.
New to reserve studies?
A quick explainer before you request bids.
Reserve study laws vary by state
Some states, like Florida and California, now have strict statutory requirements for reserve studies or Structural Integrity Reserve Studies (SIRS). Others leave it to your governing documents and best practices. Our state pages summarize the essentials and link you to full law guides so you can see what applies in your community.
Frequently asked questions
How often should our association update the reserve study?
Most communities follow industry best practice: a full reserve study every 3–5 years, with a quick annual review during budget season to adjust for completed projects, inflation, and unexpected repairs. If you’ve had major component failures, big price swings, or significant changes to the property, update sooner.
What is a reserve study and why do we need one?
A reserve study is a capital planning report that inventories your major common-area components (roofs, paving, siding, elevators, HVAC, amenities, etc.) and estimates when they’ll need repair or replacement and what it will cost over the next 20–30 years. It helps boards set defensible dues, reduce surprise special assessments, and make long-term decisions with real numbers.
How much does a reserve study cost?
Pricing depends mainly on community size, number of components, property complexity (elevators, garages, high-rise systems), and whether it’s a first study vs an update. Many communities see quotes in the low thousands to low five figures, with complex high-rises higher. Request a free quote from PropFusion to get transparent pricing based on your community's size and complexity.
Who is qualified to perform a reserve study?
Qualified providers typically include reserve study specialists and licensed professionals (engineers/architects) who do reserve studies regularly. Look for proven experience with communities like yours, a clear scope that includes an on-site inspection when appropriate, and recognized credentials (where applicable) plus sample reports and references.
Do we have to use a company in our state?
Not necessarily. What matters is that the provider can perform an on-site inspection, understands local construction/climate factors, and uses realistic regional cost assumptions. PropFusion serves all 50 states with analysts who know your area's specific conditions and requirements.
How long does the process take?
Most full reserve studies take a few weeks from kickoff to final report, depending on scheduling for the site visit and how quickly the association provides documents. Updates are often faster. If you’re trying to align with budget season or a deadline, it’s smart to request proposals early so you can lock in a provider’s calendar.
Get your reserve study proposal today
If your board is planning big projects, worried about reserves, or simply wants a clear long-term funding plan, this is the time to bring in a professional reserve study company.





