Reserve Study Companies in Idaho

Compare vetted reserve study firms serving Idaho HOAs and condominiums and get multiple proposals from one simple request, instead of spending weeks chasing vendors.

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Serving the entire state of Idaho

Reserve study companies
for Idaho communities

Idaho communities are dealing with aging roofs and pavement, fast growth around Boise, and harsh freeze-thaw cycles that punish building exteriors. Through PropFusion, you can connect with reserve study companies that already work in Idaho’s climate and understand how local construction and costs affect long term funding.

  • Through PropFusion, you can connect with reserve study companies that already work with:
  • Condo and townhome associations
  • Single-family HOAs
  • Lakeside communities
  • Mountain resorts
  • Age-restricted and mixed-use communities

Idaho reserve study rules in plain language

Idaho does not currently require reserve studies or reserve funding by statute, but lenders, insurers, and many governing documents still expect boards to plan ahead. Use this page for a quick overview, then see our Idaho Reserve Study Law Guide for the full legal breakdown.

Are reserve studies required in Idaho?

Idaho law does not mandate reserve studies or reserve funding for HOAs or condos. Many communities still commission studies as a best practice or because their CC&Rs require long term planning.

How often should Idaho boards update a reserve study?

Because there is no statutory cycle, most Idaho associations update a full study every 3 to 5 years and review the numbers annually during budget season to keep up with changing costs.

Does Idaho law say how much we must keep in reserves?

There is no defined minimum reserve balance in Idaho statutes. Boards typically base contributions on a professional reserve study, with many communities contributing around 10 to 20 percent of the annual budget toward reserves as a starting benchmark.

Types of reserve studies Idaho companies provide

Level 1 – Full reserve study

A complete physical and financial analysis: on-site inspection, component inventory, remaining useful life, and a 20–30 year funding plan.

Level 2 – Update with site visit

A refresh of your existing reserve study with a new inspection, updated costs, and revised funding recommendations.

Level 3 – Update without site visit

A financial update that uses your prior study and updated financial data to adjust funding paths between full site inspections.

Special-purpose studies

Targeted studies for key components or facilities such as clubhouse renovations, pool replacements, private roads, well and septic systems, or other high impact assets that need their own long term plan.

Idaho coverage - from Boise to Coeur d’Alene and beyond

You do not need to search separately for every Idaho city. PropFusion’s marketplace includes reserve study companies that serve growing suburbs, college towns, resort areas, and rural communities across the state.

  • Typical areas covered include:
  • Boise Metro: Boise, Meridian, Eagle, Nampa, Caldwell and surrounding communities
  • North Idaho: Coeur d’Alene, Post Falls, Hayden, Rathdrum, Sandpoint and lake communities
  • Eastern Idaho: Idaho Falls, Pocatello, Rexburg and nearby HOAs
  • Magic Valley and south central Idaho: Twin Falls, Jerome, Burley and nearby towns
  • Resort and mountain communities: Sun Valley and Ketchum, McCall, Island Park, Driggs and Victor
  • Smaller and rural associations across the rest of the Gem State
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When Idaho associations typically hire a reserve study company

Boards in Idaho rarely order a reserve study just to check a box. They bring in professionals at key turning points for their community’s finances.

Aging roofs, siding and pavement

Many Idaho communities built in the 1980s and 1990s are now facing first generation roof, siding, and asphalt replacements. Boards want a clear schedule and funding path before the big invoices hit.

Rapid growth and changing infrastructure

New phases, added amenities, or infrastructure upgrades around fast growing areas like Boise and Meridian make older funding assumptions obsolete. A fresh study realigns reserves with the community you actually manage today.

Underfunded reserves or painful special assessments

If reserves are clearly behind or owners just went through a major special assessment, boards often request an objective reserve study to reset expectations and rebuild trust.

Before loans, refinancing, or major capital projects

Lenders and investors increasingly ask for a current reserve study before approving loans or large projects. Idaho associations use the report to document that their funding plan is realistic.

Developer turnover or management changes

At or after turnover, or when a new manager takes over a portfolio, a reserve study provides a neutral baseline so no one is relying on rough guesses or dated spreadsheets.

What an Idaho reserve study company delivers

While formats differ by firm, most Idaho reserve study companies follow national reserve study standards and deliver clear, board-ready reports that support long term decisions.

On-site inspection of major components

Visual review of roofs, waterproofing, structure, exterior finishes, pavement, mechanical systems, amenities, and other shared components.

Component inventory & useful life estimates

A detailed list of common-area components, quantities, remaining useful life, and estimated replacement/repair costs.

30-year funding plan

Year-by-year projections showing recommended reserve contributions, projected expenses, and forecast reserve balances, so you can see the impact of different dues levels over time.

Scenario comparisons

Many providers show alternative funding strategies so boards can choose the path that fits owner expectations and risk tolerance.

Board-ready PDF report

A report that can be attached to budgets, resale certificates, and owner communications, and that will stand up to questions from lenders, auditors, and regulators.

Online reserve planning workspace

Alongside the PDF report, your reserve study is loaded into an online dashboard where your board can test what-if funding scenarios, see upcoming investment opportunities, and manage capital projects over time.

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Compare multiple reserve study companies in Idaho with one request

STEP 1

Share your community details

Tell us about your association’s location, property type, number of units, and any upcoming projects or concerns.

STEP 2

We match you with vetted firms

We route your request to reserve study companies that actively work in your state and fit your size and building type.

STEP 3

Compare proposals side by side

You receive multiple proposals outlining scope, pricing, and timelines so you can compare options without chasing firms yourself.

STEP 4

Hire your preferred provider

You choose the company you want to work with. They perform the study and deliver the report. You keep full ownership of the results and can use them with any budgeting tools or processes you prefer.

What Idaho boards say

Verified Review

“As a volunteer board in a growing Twin Falls community, we were nervous about coming special projects. PropFusion’s process walked us through a simple brief, then delivered apples to apples proposals from vetted reserve specialists. The winning firm produced a clear plan, and we were able to explain it to owners in one meeting.”

Daniel Price
Canyon View Estates HOA, Twin Falls, ID
Verified Review

“Instead of cold calling firms from Boise to Idaho Falls, we submitted one request and had three solid proposals to compare. It turned budget season from stressful to manageable.”

Karen McAllister
Clearwater Ridge HOA, Boise, ID
250+

Idaho HOAs and condos have requested proposals through our marketplace.

7

Vetted reserve study professionals covering communities across Idaho

Verified Review

“We finally have a 30 year plan that reflects Idaho’s climate and real construction costs, not generic national averages.”

Tom Reyes
Pinecrest Townhome Association, Coeur d’Alene, ID
Verified Review

“Our board had no idea if our reserves were healthy or not. Through the marketplace we received multiple Idaho based proposals, each clearly outlining scope, price, and timelines. We chose a firm that understood snow loads, roof wear, and rural utility systems, and now owners can see exactly where their dues are going.”

Lisa Carter
Snake River Bluff HOA, Idaho Falls, ID

Frequently asked questions

Should we hire an Idaho based reserve study company, or is regional experience enough?

Regional experience can work, but many boards prefer firms that already work in Idaho so they understand local weather patterns, construction practices, and costs. The marketplace lets you compare both local and regional options side by side.

How much do reserve studies typically cost in Idaho?

Smaller communities with straightforward amenities might pay a few thousand dollars for a full study, while large, complex or resort style properties will see higher fees. The only practical way to know if a quote is competitive is to compare multiple proposals for the same scope.

What information will a reserve study company need from our board or manager?

Typically you will provide governing documents, recent financials and budgets, any prior reserve study, and a list of known issues or upcoming projects. The provider then performs a site visit (for full updates) and builds the 20 to 30 year plan from there.

Does PropFusion charge Idaho communities for using the marketplace?

No. Requesting and comparing proposals through PropFusion is free for Idaho boards and managers. You only pay the reserve study firm you choose to hire.

How does PropFusion help beyond finding a vendor?

We not only connect you with vetted reserve study companies, but also load your final study into an online planning workspace so future boards can see upcoming projects, test funding scenarios, and know when it is time to order the next update.

Get proposals from reserve study companies in Idaho

If your board is planning big projects, worried about reserves, or simply wants a clear long-term funding plan, this is the time to bring in a professional reserve study company.

Request free proposals