Your Trusted HOA Reserve Study Team in Virginia
Ensure your HOA's financial health with PropFusion. Simplify reserve studies and prepare for major repairs without unexpected assessments.


Serving the entire state of Virginia
Virginia HOA Reserve Fund Requirements (2025 Guide)
Virginia’s laws require homeowners' associations (HOAs) and property owners’ associations (POAs) to conduct regular reserve studies. These studies are critical for ensuring the financial health of associations and maintaining the community’s shared assets. Virginia Code § 55.1-1826 outlines these requirements, emphasizing transparency, accountability, and long-term planning. This guide explains the reserve study laws in Virginia, their benefits, and how associations can comply.
Are reserve studies required in --?
Yes, under Virginia Code § 55.1-1826, HOAs and POAs are required to conduct reserve studies. The law mandates that associations: Conduct an initial reserve study. Update the reserve study at least every five years. The findings from the reserve study must be used to determine appropriate contributions to the association’s reserve fund, ensuring the ability to cover future maintenance, repairs, and replacements.
-- reserve study update frequency
Virginia law requires reserve studies to be updated at least every five years. Annual reviews of the reserve study findings are also required to ensure contributions remain adequate to meet future needs.
PropFusion connects you with a vetted network of Reserve Study experts across Florida, ensuring best industry standards.

Understanding Reserve Studies for Virginia HOAs
Reserve studies are essential for maintaining the financial health of HOAs in Virginia, ensuring your community is prepared for major repairs without unexpected assessments. PropFusion simplifies the process, helping Virginia associations plan effectively.
How it works
Fill in Your Details & Request Proposals
Enter your association's information and instantly request proposals.

Receive Proposals & Order Your Study
Get multiple proposals from top Professionals and select the best fit.

Receive & Explore Your Reserve Study Online
View your online study, create scenarios, and generate reports.

Our Trusted Network of Reserve Study Professionals
PropFusion connects you with a vetted network of Reserve Study experts across the state, ensuring top industry standards in expertise, compliance, and reliability. Whether updating or starting a reserve study, our network supports your community’s unique needs.
- Certified Expertise: All professionals in our network are fully certified and bring years of experience to ensure accuracy and compliance.
- Reliable Proposals: Receive competitive proposals tailored to your association’s requirements, ensuring you get the best value.
- Ongoing Support: Our professionals don’t just deliver a report—they offer ongoing insights to help you make informed decisions.

PropFusion Helps Us Plan With Confidence
With PropFusion, we plan with confidence. Their expert and tools gave us the insights we needed for secure financial planning.

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Frequently Asked Questions
Who is required to conduct reserve studies in Virginia?
All HOAs and POAs are required to conduct reserve studies under Virginia law.
How often must reserve studies be updated?
Reserve studies must be updated every five years, with annual reviews conducted by the board.
What happens if an association doesn’t comply?
Non-compliance can result in financial instability, deferred maintenance, and potential legal challenges.
Are specific funding levels required?
While the law does not mandate specific funding levels, the reserve fund must align with the reserve study’s recommendations to ensure sufficient coverage.
How can PropFusion help with reserve studies?
PropFusion provides tools to manage reserve studies, automate updates, and create transparent funding plans tailored to your association’s needs.
Take Control of Your Association’s Future
