Reserve Study Companies in New Hampshire
Compare vetted reserve study firms for New Hampshire HOAs and condominiums with one simple request. Get multiple proposals, avoid guesswork on contributions, and keep roofs, roads, and buildings funded before problems surface.
Reserve study companies for New Hampshire HOAs and condos
New Hampshire communities deal with aging New England construction, heavy snow loads, and rising project costs. Through PropFusion you can connect with reserve study providers that understand local climate, lender expectations, and how your bylaws treat reserves.
- Through PropFusion, you can connect with reserve study companies that already work with:
- Condominium and townhome associations
- Single family HOAs
- Lakeside and resort communities
- Age-restricted communities
- Mixed-use associations
New Hampshire reserve fund rules in plain language
Nebraska does not currently mandate reserve studies or minimum reserve funding, but boards are still expected to plan for long term repairs and many communities follow a 3 to 5 year reserve study cycle with annual budget reviews. For statutory details and best practices, see our Nebraska Reserve Study Law Guide.
Is a reserve study required in New Hampshire?
No. There is no state law that forces HOAs or condos to commission a reserve study, but condominium public offering statements must disclose the status and amount of any reserve fund, which is difficult to do responsibly without a study.
How often should New Hampshire associations update their reserve study?
Best practice is a full study every 3 to 5 years, with a light update each budget season so contribution levels keep pace with actual project costs and inflation.
Are there rules on how reserves are held?
Yes. Association funds must be maintained in the association’s name, and reserve monies can only be commingled with operating funds for investment purposes if they are accounted for separately.
What about SIRS or structural-focused studies?
New Hampshire has no SIRS statute, but condos that want to keep access to conventional mortgages or better insurance terms often commission more detailed structural reserve studies to satisfy Fannie Mae, Freddie Mac, or carrier guidelines.
Types of reserve studies New Hampshire companies provide
Level 1 – Full reserve study
A complete physical and financial analysis: on-site inspection, component inventory, remaining useful life, and a 20–30 year funding plan.
Level 2 – Update with site visit
A refresh of your existing reserve study with a new inspection, updated costs, and revised funding recommendations.
Level 3 – Update without site visit
A financial update that uses your prior study and updated financial data to adjust funding paths between full site inspections.
Special-purpose studies
Focused studies or updates designed to show a current, credible funding plan when buyers’ lenders, Fannie Mae or Freddie Mac, or your insurance carrier scrutinise reserves and deferred maintenance.
New Hampshire coverage – from Manchester to the Lakes Region and the White Mountains
You do not need a separate search for each city or resort town. Our marketplace includes reserve study firms that already serve associations across New Hampshire.
- Typical areas covered include:
- Southern New Hampshire: Manchester, Nashua, Derry, Londonderry, Salem
- Seacoast: Portsmouth, Dover, Hampton, Exeter
- Capital and Merrimack Valley: Concord, Bow, Hooksett, surrounding towns
- Lakes and Mountains: Laconia, Meredith, Wolfeboro, Conway, Lincoln and nearby resort communities
When New Hampshire associations typically hire a reserve study company
Boards in New Hampshire treat reserve studies as planning tools for aging buildings and harsh winters, not just as paperwork.
When the 3 to 5 year planning cycle comes around
Boards commission a new or updated study so they can adopt a budget that reflects real project timing and costs instead of rough guesses.
Before major roofing, siding, or paving projects
Snow, ice, and freeze–thaw cycles are hard on roofs, parking lots, and exterior finishes. A study helps you time and fund these projects without emergency assessments.
After big repairs or weather events
If you have just completed a roof replacement, concrete work, or storm-related repairs, an updated study re-baselines your reserves and smooths future contributions.
At developer turnover or major governance changes
New boards often use a transition study to understand what they inherited, where reserves stand, and which components need attention first.
Before financing, resale, or insurance reviews
Lenders, buyers, and carriers increasingly ask about reserves and deferred maintenance. A current reserve study can make those conversations much easier.
What a New Hampshire reserve study company delivers
Most firms serving New Hampshire follow national reserve study standards. In practice, your board can expect:
On-site inspection of major components
Visual review of roofs, waterproofing, structure, exterior finishes, pavement, mechanical systems, amenities, and other shared components.
Component inventory & useful life estimates
A detailed list of common-area components, quantities, remaining useful life, and estimated replacement/repair costs.
30-year funding plan
Year-by-year projections showing recommended reserve contributions, projected expenses, and forecast reserve balances, so you can see the impact of different dues levels over time.
Scenario comparisons
Many providers show alternative funding strategies so boards can choose the path that fits owner expectations and risk tolerance.
Board-ready PDF report
A report that can be attached to budgets, resale certificates, and owner communications, and that will stand up to questions from lenders, auditors, and regulators.
Online reserve planning workspace
Alongside the PDF report, your reserve study is loaded into an online dashboard where your board can test what-if funding scenarios, see upcoming investment opportunities, and manage capital projects over time.
Compare multiple reserve study companies in New Hampshire with one request
Share your community details
Tell us about your association’s location, property type, number of units, and any upcoming projects or concerns.
We match you with vetted firms
We route your request to reserve study companies that actively work in your state and fit your size and building type.
Compare proposals side by side
You receive multiple proposals outlining scope, pricing, and timelines so you can compare options without chasing firms yourself.
Hire your preferred provider
You choose the company you want to work with. They perform the study and deliver the report. You keep full ownership of the results and can use them with any budgeting tools or processes you prefer.
What New Hampshire boards say
“Our Lakes Region condo community had been deferring work on roofs and parking areas for years. Through the marketplace we compared multiple reserve study bids, picked a firm that knows New Hampshire winters, and walked away with a plan owners could actually support.”
“Submitting one brief and getting three proposals from New England reserve firms in a week was a game changer for our board.”
New Hampshire HOAs and condos have requested proposals through our marketplace.
vetted reserve study professionals covering communities across New Hampshire.
“We finally have a clear funding plan instead of arguing over rough numbers at every budget meeting.”
“As a self-managed association in Portsmouth, we did not have time to chase engineers for quotes. PropFusion collected proposals, clarified scope, and gave us an online view of upcoming projects. It turned a stressful process into a straightforward decision.”
Frequently asked questions
How much do reserve studies typically cost in New Hampshire?
Costs depend on size and complexity, but smaller associations usually start in the low thousands for a full study, with higher fees for large or amenity-heavy properties. The only practical way to judge pricing is to compare multiple proposals for the same scope, which is exactly what the marketplace is built for.
Do we need a New Hampshire-based provider, or is regional New England experience enough?
A New Hampshire address is helpful, but the real priority is experience with New England climate, older construction, and local statutes. Many top firms serve New Hampshire from regional offices and have deep portfolios in the state.
What should we prepare before requesting proposals?
Have your governing documents, most recent budget, prior reserve study (if any), a component list or reserve schedule, and notes on recent or planned projects. This lets providers scope the work accurately and quote tighter fees.
How does PropFusion help New Hampshire boards beyond finding a vendor?
We standardise your brief, distribute it to vetted reserve study firms, collect comparable proposals, and then provide an online workspace where you can see funding plans, upcoming projects, and scenarios over time instead of just filing away a PDF.
What information should we prepare before requesting proposals?
Have your most recent budget, reserve balance, any prior reserve study, a basic component list if available, and photos or as built plans for key areas. A clear brief helps providers price accurately and keeps change orders to a minimum.
Get proposals from reserve study companies in New Hampshire
If your board is planning big projects, worried about reserves, or simply wants a clear long-term funding plan, this is the time to bring in a professional reserve study company.
