Reliable Reserve Study Solutions in Delaware
Secure your HOA’s future with comprehensive reserve studies. PropFusion helps Delaware communities stay ahead of costly repairs.


Serving the entire state of Delaware
Delaware HOA Reserve Fund Requirements (2025 Guide)
Delaware's reserve study requirements, outlined in the Delaware Uniform Common Interest Ownership Act (DUCIOA), are critical for maintaining financial health and property value in both condominiums and homeowners associations (HOAs). This guide explores the differences in the law for these two types of associations, explains the benefits of conducting reserve studies, and provides a step-by-step process for compliance.
Are reserve studies required in --?
Yes, condominiums are required to conduct reserve studies every five years under the Delaware Uniform Common Interest Ownership Act (DUCIOA). For HOAs, reserve studies are not legally required, but they are strongly encouraged as a best practice to ensure financial stability.
-- reserve study update frequency
Condominiums must update their reserve studies every five years to comply with state law. While HOAs are not mandated to do so, it is recommended they conduct reserve studies every three to five years to stay financially prepared.
PropFusion connects you with a vetted network of Reserve Study experts across Florida, ensuring best industry standards.

Understanding Reserve Studies for Delaware HOAs
Reserve studies are essential for maintaining the financial health of HOAs in Delaware, ensuring your community is prepared for major repairs without unexpected assessments. PropFusion simplifies the process, helping Delaware associations plan effectively.
How it works
Fill in Your Details & Request Proposals
Enter your association's information and instantly request proposals.

Receive Proposals & Order Your Study
Get multiple proposals from top Professionals and select the best fit.

Receive & Explore Your Reserve Study Online
View your online study, create scenarios, and generate reports.

Our Trusted Network of Reserve Study Professionals
PropFusion connects you with a vetted network of Reserve Study experts across the state, ensuring top industry standards in expertise, compliance, and reliability. Whether updating or starting a reserve study, our network supports your community’s unique needs.
- Certified Expertise: All professionals in our network are fully certified and bring years of experience to ensure accuracy and compliance.
- Reliable Proposals: Receive competitive proposals tailored to your association’s requirements, ensuring you get the best value.
- Ongoing Support: Our professionals don’t just deliver a report—they offer ongoing insights to help you make informed decisions.

Finally, Compliance Tracking Made Simple
PropFusion makes compliance easy. Their expert helped us meet every requirement, and the platform’s tools ensure we’re always up to date with our reserve studies and budgets.

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Frequently Asked Questions
Are reserve studies mandatory in Delaware?
Condominiums: Yes, required every 5 years. HOAs: No, but highly recommended.
What happens if an association doesn’t comply?
Condominiums: Non-compliance may result in legal and financial risks. HOAs: Failure to maintain adequate reserves can lead to financial mismanagement and homeowner dissatisfaction.
Can we conduct a reserve study without professional help?
While possible, hiring a certified professional ensures compliance and accuracy, especially for condos under Delaware law
What is a sufficient reserve fund percentage?
Industry standards recommend funding at least 70–100% of anticipated costs for financial stability.
How does PropFusion simplify reserve study management?
PropFusion offers tools like automated reminders, intuitive dashboards, and expert support to streamline reserve studies and financial planning.
Take Control of Your Association’s Future
