Reserve Study Companies in Texas
Find vetted Texas reserve study companies, compare multiple proposals and choose the right partner for your HOA or condo in minutes, not months.
Find the right reserve study company in Texas
Tell us about your association and we will match you with reserve study firms that already work with communities like yours across Texas.
- Through PropFusion, you can connect with reserve study companies that already work with:
- Condominiums
- Single family HOAs
- POAs
- Townhome and mixed use communities
- Master planned developments and resort communities across Texas
Texas reserve study requirements in plain language
Texas law focuses on budgets and disclosure of reserve amounts rather than mandating reserve studies or specific funding levels, so most boards follow industry best practices instead. For a concise breakdown of the statutes, see our Texas Reserve Study Law Guide.
Are reserve studies legally required for HOAs or condos in Texas?
No. State law does not currently require Texas associations to commission a reserve study or fund reserves at a particular level, but your declaration, lenders or insurers may set their own expectations.
How often do Texas associations usually update a reserve study?
Many communities commission a full Level I study, then schedule an update every 3 to 5 years, or sooner after major projects, expansions or large swings in construction pricing.
Are the rules different for condominiums and planned communities in Texas?
Condominium statutes address budgets and disclosure of reserve amounts, but they do not mandate a specific reserve study schedule. In practice, both condos and HOAs in Texas rely on reserve studies as a governance and risk management tool rather than a pure legal requirement.
When do Texas lenders and insurers ask for a reserve study?
Requests are common when an association is seeking new loans, refinancing, or when carriers are reviewing higher risk properties such as coastal, high rise or older buildings. An up to date reserve study helps support underwriting and pricing conversations.
Types of reserve studies our Texas partners offer
Level 1 – Full reserve study
A complete physical and financial analysis: on-site inspection, component inventory, remaining useful life, and a 20–30 year funding plan.
Level 2 – Update with site visit
A refresh of your existing reserve study with a new inspection, updated costs, and revised funding recommendations.
Level 3 – Update without site visit
A financial update that uses your prior study and updated financial data to adjust funding paths between full site inspections.
Special purpose studies for Texas conditions
Focused reserve studies that zero in on roofs, pavement, drainage, site lighting, retaining walls and coastal or storm exposed structures in a state known for heat, hail, heavy rain and hurricane risk.
Where our Texas reserve study companies work
From dense urban high rises to fast growing suburbs and Hill Country resorts, our marketplace covers associations across Texas so you can work with a firm that understands your local market.
- Typical areas covered include:
- Dallas Fort Worth Metroplex, including Dallas, Fort Worth, Arlington, Plano, Frisco, McKinney and surrounding suburbs
- Greater Houston, including The Woodlands, Sugar Land, Katy, Pearland, Baytown and the Bay Area
- Austin and Central Texas, including Round Rock, Cedar Park, Georgetown, Pflugerville, Leander, Kyle and Buda
- San Antonio and the Hill Country, including New Braunfels, Boerne, Schertz, Cibolo, San Marcos and Kerrville
- Gulf Coast and Coastal Bend, including Galveston, Texas City, Bay Area communities, Corpus Christi, Port Aransas and Rockport
- Rio Grande Valley and South Texas, including Brownsville, McAllen, Harlingen, Edinburg, Mission and Laredo
- West Texas and the Permian Basin, including El Paso, Midland, Odessa, Abilene and San Angelo
- Panhandle and North Texas, including Lubbock, Amarillo, Wichita Falls, Denton and Sherman
When Texas associations typically hire a reserve study company
Without a statutory deadline, Texas boards tend to commission reserve studies when risk, owner pressure or big projects put real money on the line.
Initial baseline or it has been more than 10 years
Your community has never had a professional reserve study or is relying on a report that is a decade old, so costs and remaining useful lives are no longer realistic.
New construction, expansions or developer turnover
Master planned communities, townhome phases and new amenities come online, and the board wants a neutral expert to reset reserves as control shifts away from the developer.
Budget season, dues increases or special assessments
The board needs objective numbers to justify dues changes, avoid serial special assessments and explain long term funding decisions to skeptical owners.
Major capital projects on the horizon
Roofs, pavement, elevators, chilled water plants, clubhouses or pool complexes are approaching end of life and the association wants a phased, affordable project and funding schedule.
Financing, insurance or audit requests
Lenders, insurers, auditors or buyers ask for a current reserve study as part of their review, pushing the board to replace informal estimates with a documented plan.
What a Texas reserve study company delivers
Each reserve study produced through our marketplace follows national reserve study standards and gives your board a practical roadmap, not just a stack of tables.
On-site inspection of major components
Visual review of roofs, waterproofing, structure, exterior finishes, pavement, mechanical systems, amenities, and other shared components.
Component inventory & useful life estimates
A detailed list of common-area components, quantities, remaining useful life, and estimated replacement/repair costs.
30-year funding plan
Year-by-year projections showing recommended reserve contributions, projected expenses, and forecast reserve balances, so you can see the impact of different dues levels over time.
Scenario planning and funding strategy support
Several of our Texas partners will walk your board through alternative funding strategies, helping you compare steady increases, step changes and catch up plans so you can choose an option owners can live with.
Board-ready PDF report
A report that can be attached to budgets, resale certificates, and owner communications, and that will stand up to questions from lenders, auditors, and regulators.
Online reserve planning workspace
Alongside the PDF report, your reserve study is loaded into an online dashboard where your board can test what-if funding scenarios, see upcoming investment opportunities, and manage capital projects over time.
Compare multiple reserve study companies in Texas with one request
Share your community details
Tell us about your association’s location, property type, number of units, and any upcoming projects or concerns.
We match you with vetted firms
We route your request to reserve study companies that actively work in your state and fit your size and building type.
Compare proposals side by side
You receive multiple proposals outlining scope, pricing, and timelines so you can compare options without chasing firms yourself.
Hire your preferred provider
You choose the company you want to work with. They perform the study and deliver the report. You keep full ownership of the results and can use them with any budgeting tools or processes you prefer.
What Texas boards say
“As a Gulf Coast community, we worry about storms and rising construction costs. The firm we chose through PropFusion built a plan that covers seawalls, roofs and drainage without shocking owners with huge one time assessments.”
“Getting three proposals at once saved our Austin condo board weeks of emails and gave us real leverage on scope and price.”
Texas HOAs and condos have requested proposals through our marketplace.
vetted reserve study professionals covering communities across Texas.
“Our Dallas HOA finally has a clear 30 year plan instead of arguing about roofs every budget season.”
“We manage a large master planned HOA near Houston with miles of streets and amenities. Comparing several specialists through one form made it easy to pick a team that understood Texas growth, clay soil issues and the expectations of our owners.”
Frequently asked questions
How much does a reserve study cost in Texas?
Pricing varies by size and complexity, but many Texas HOAs and condo associations see proposals in the 3,000 to 9,000 dollar range, with small townhome communities on the low end and large high rises or master planned communities on the high end.
How long does it take to receive a Texas reserve study report?
From kickoff to final report, most Texas firms deliver within 4 to 8 weeks, depending on scheduling, weather, access to mechanical spaces and how quickly your board or manager responds to information requests.
Do Texas reserve study companies consider local climate and soil conditions?
Yes. Experienced Texas providers factor in heat, UV exposure, expansive clay soils, hail and coastal storm risk when estimating useful lives and replacement timing for roofs, pavement, foundations and site structures.
Can a self managed Texas HOA use this marketplace?
Absolutely. Many of the associations that request proposals through PropFusion are self managed boards that want an independent expert to help them get organized and avoid surprises.
Will one reserve study work for both lenders and insurers?
In most cases yes. A well prepared reserve study is a single source of truth for capital planning and is often accepted by lenders, insurers and auditors, though specific institutions may ask for additional schedules or clarifications.
How often should our Texas association update its reserve study?
Best practice is a full Level I study at the outset, then a Level II or III update every 3 to 5 years, or sooner after large projects, expansions or major swings in construction pricing.
Is the information on this page legal advice for Texas HOAs and condos?
No. This page is general information to help you understand Texas reserve studies. Always review your governing documents and consult association counsel or a qualified Texas community association professional for legal guidance.
Get proposals from reserve study companies in Texas
If your board is planning big projects, worried about reserves, or simply wants a clear long-term funding plan, this is the time to bring in a professional reserve study company.
