Reserve Study Companies in Kentucky
Compare vetted reserve study firms and get multiple proposals for your Kentucky HOA or condominium from one simple request.
Reserve study companies for Kentucky communities
Even without a strict statewide reserve study mandate, Kentucky boards still need a clear plan for roofs, pavement and shared amenities. Through PropFusion, you can reach reserve study firms that understand Kentucky’s building types, climate and association budgets.
- Through PropFusion, you can connect with reserve study companies that already work with:
- Kentucky HOAs
- Condominium associations
- Townhome communities
- Mixed-use and active adult communities
- Resort communities across Kentucky
Kentucky reserve study rules in plain language
Kentucky does not currently require every HOA to order a reserve study, but condo laws expect communities to maintain replacement reserves and responsible budgets. For details and citations, see our Kentucky Reserve Study Law Guide.
Do Kentucky associations have to get a reserve study?
Kentucky has no blanket statute that forces every HOA or condo to order a reserve study, but many communities either follow best practice or are required by their governing documents to plan reserves with a formal study.
How often should Kentucky communities update a reserve study?
Most boards in Kentucky treat a full reserve study every 3 to 5 years as best practice, with a lighter checkup during budget season so contribution levels stay realistic.
Which Kentucky laws affect reserves and long term planning?
The Kentucky Horizontal Property Law and related condo statutes expect shared communities to maintain replacement reserves for common elements, so boards are still accountable for long term funding even without a formal study mandate.
How does a reserve study help avoid special assessments in Kentucky?
A reserve study gives you a 20 to 30 year schedule of major projects and contributions, so you can set dues at sustainable levels instead of relying on last minute special assessments when a roof or road fails.
Types of reserve studies Kentucky companies provide
Level 1 – Full reserve study
A complete physical and financial analysis: on-site inspection, component inventory, remaining useful life, and a 20–30 year funding plan.
Level 2 – Update with site visit
A refresh of your existing reserve study with a new inspection, updated costs, and revised funding recommendations.
Level 3 – Update without site visit
A financial update that uses your prior study and updated financial data to adjust funding paths between full site inspections.
Special-purpose studies
Targeted studies for specific systems such as roofs, pavement, building envelope, clubhouses or pools when the board needs deeper insight for one project than the regular reserve cycle provides.
Kentucky coverage - from Louisville to the Appalachian region
You do not need a separate search for every city in Kentucky. PropFusion’s marketplace connects you with reserve study firms that already serve communities across the state, from larger metros to smaller regional towns.
- Typical areas covered include:
- Louisville, Jefferson County and surrounding suburbs
- Lexington, Georgetown, Nicholasville and the Bluegrass region
- Northern Kentucky communities around Covington and Florence
- Bowling Green, Owensboro and western Kentucky cities
- Frankfort and nearby capital region communities
- Eastern Kentucky towns and Appalachian hillside communities
When Kentucky associations typically hire a reserve study company
Most Kentucky boards do not wait for a crisis. They bring in a reserve study firm at key decision points so they can plan projects and assessments with confidence.
Budget season is approaching
You want credible numbers for roofs, paving and buildings before approving next year’s assessment increase. A fresh reserve study backs up the board’s decisions with data.
Major projects are on the horizon
Roof replacements, road resurfacing, clubhouse or pool renovations and mechanical upgrades are easier to fund when you have a clear timeline and cost plan instead of estimates pulled from old invoices.
The community is aging or newly completed
Older Kentucky communities need a reality check on useful life after decades of use, while new developments benefit from an initial baseline study that matches actual construction.
Turnover from developer to owners
At transition, an independent reserve study helps the first owner controlled board understand whether reserves are adequate and what issues they are inheriting.
Lenders, buyers or insurers are asking questions
Banks, buyers and carriers increasingly look at reserve levels and long term plans. A current study gives you documentation when applications or questionnaires arrive.
What a Kentucky reserve study company delivers
Most Kentucky reserve study firms follow national standards and then add practical tools that make the report easy for boards to use year after year.
On-site inspection of major components
Visual review of roofs, waterproofing, structure, exterior finishes, pavement, mechanical systems, amenities, and other shared components.
Component inventory & useful life estimates
A detailed list of common-area components, quantities, remaining useful life, and estimated replacement/repair costs.
30-year funding plan
Year-by-year projections showing recommended reserve contributions, projected expenses, and forecast reserve balances, so you can see the impact of different dues levels over time.
Scenario comparisons
Many providers show alternative funding strategies so boards can choose the path that fits owner expectations and risk tolerance.
Board-ready PDF report
A report that can be attached to budgets, resale certificates, and owner communications, and that will stand up to questions from lenders, auditors, and regulators.
Online reserve planning workspace
Alongside the PDF report, your reserve study is loaded into an online dashboard where your board can test what-if funding scenarios, see upcoming investment opportunities, and manage capital projects over time.
Compare multiple reserve study companies in Kentucky with one request
Share your community details
Tell us about your association’s location, property type, number of units, and any upcoming projects or concerns.
We match you with vetted firms
We route your request to reserve study companies that actively work in your state and fit your size and building type.
Compare proposals side by side
You receive multiple proposals outlining scope, pricing, and timelines so you can compare options without chasing firms yourself.
Hire your preferred provider
You choose the company you want to work with. They perform the study and deliver the report. You keep full ownership of the results and can use them with any budgeting tools or processes you prefer.
What Kentucky boards say
“We were staring at an aging clubhouse and cracked parking lots with no plan. The proposals we received through PropFusion were detailed, realistic and easy to compare. Now we have a 30 year roadmap that owners understand and support.”
“Within a week we had three Kentucky proposals to compare side by side. Our board finally understood the scope and felt confident choosing a firm.”
Kentucky HOAs and condos have requested proposals through our marketplace.
vetted reserve study professionals covering communities across Kentucky.
“The marketplace turned a stressful search into a simple form and a few clear options.”
“Our small association in Bowling Green had never done a reserve study. PropFusion walked us through the questions, matched us with firms that knew Kentucky communities, and helped us pick a proposal that fit our budget without cutting corners.”
Frequently asked questions
Can we hire a firm that is not based in Kentucky?
Yes, many reserve study firms serve multiple states. The key is finding a company that regularly works with Kentucky communities and understands local costs, building types and expectations. PropFusion’s marketplace highlights providers with relevant regional experience.
What information do we need to request proposals through PropFusion?
You will typically need your governing documents, a recent budget, current reserve balance, a rough component list and any prior studies. Our request form walks you through the details so you can submit a clear brief without hunting for obscure data.
How does PropFusion charge Kentucky associations?
Associations can request proposals through the PropFusion marketplace at no charge. We work with vetted reserve study professionals who pay to access qualified opportunities, so boards can compare bids without added fees.
Is a reserve study worth it for a small Kentucky HOA?
Yes. Even small communities face expensive projects like roofs, pavement and exterior repairs. A reserve study spreads those costs over many years, reduces the risk of sudden special assessments and helps protect resale values for every owner.
How does PropFusion help beyond finding a vendor?
We not only connect you with vetted reserve study companies, but also load your final study into an online planning workspace so future boards can see upcoming projects, test funding scenarios, and know when it is time to order the next update.
Get proposals from reserve study companies in Kentucky
If your board is planning big projects, worried about reserves, or simply wants a clear long-term funding plan, this is the time to bring in a professional reserve study company.
